> For the complete documentation index, see [llms.txt](https://docs.solv.finance/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.solv.finance/welcome-to-solv/making-bitcoin-finance-a-reality.md).

# Making Bitcoin Finance a Reality

Solv Protocol is tackling Bitcoin’s challenges head-on. It’s building an on-chain Bitcoin reserve that lets holders do more with their BTC—turning idle assets into active financial tools.&#x20;

Solv converts BTC into a universal liquid asset that serves as an entry point into DeFi.&#x20;

By depositing Bitcoin into Solv, users receive a liquid representation of their holdings that can be used as collateral to borrow stablecoins or other assets. This allows users to maintain BTC exposure while unlocking capital and gaining immediate access to on-chain financial opportunities.

## Here's what Solv Offers:

### Borrowing

Users can access liquidity without selling their Bitcoin. By depositing BTC into Solv, users can borrow stablecoins or other assets, preserving their BTC exposure while unlocking usable capital.

### Collateralization

BTC deposited into Solv can serve as collateral across integrated DeFi protocols, allowing users to engage in lending, trading, and other decentralized financial operations.

### Yield Generation

Solv offers multiple yield strategies, including lending markets, liquidity provisioning to AMM pools, and participation in structured staking programs. These mechanisms allow users to earn sustainable, passive returns on their BTC holdings.

## Active Bitcoin Reserves

<figure><img src="/files/AJnUTbFJeeoHS9FQLZ97" alt=""><figcaption></figcaption></figure>

As of December 15th, 2024, over **11,611 BTC** are actively staked in SolvBTC.LSTs, generating yields and creating value for holders while maintaining liquidity.

**10,688 BTC** are deployed across leading decentralized applications (dApps) and ecosystems, such as Ethereum, Bitcoin Mainnet, BNB Chain, Arbitrum, Avalanche, and more. This integration bridges Bitcoin into the DeFi space, enabling diverse use cases like liquidity provision, cross-chain transfers, and yield generation.

With an impressive **90% utilization rate**, SolvBTC showcases how Bitcoin can evolve beyond "HODLing" to become a dynamic force in decentralized finance, unlocking financial opportunities for users globally.
